Foreign National Loan


Foreign National Loans:

Foreign national loans are a great idea if you don't have a social security number, a credit score, or credit history, have no verifiable U.S.-based income, or have no way to verify down payment. 

Down payments for foreign nationals are usually higher. The minimum down payment is 30% of the total purchase price. 


What is a foreign national loan?

The mortgage industry defines a foreign national as anyone who is not a U.S. citizen and is not permanently living in the United States.

You must be a resident of another country and live and work there to be eligible for a foreign national loan. Green card holders, often known as permanent residents, are not considered foreign nationals.

The following documents are often requested for a loan:
  • A Foreign loan application 

  • Copy of Identification, passport, or Driver’s license 

  • Resume or Curriculum 

  • Proof of Address

  • Last two yrs of personal tax returns                          

  • Last two pay stubs 

  • Name, phone, and email of employer 

  • Copy of last  3 months of bank statements

Self- Employed
  • Last two yrs of personal tax returns 

  • YTD personal financial statements 

  • Last 2 yrs of business tax returns

  • YTD business financial statements 

NMLS #1636374
(626) 684-7209

Our Location
444 E Huntington Drive #215
Arcadia, CA 91006
United States

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